Crypto Tax Changes in 2026
DAC8, MiCA, new regulations: the major changes for crypto investors in 2026.
Written by Elena Marchetti
Tax specialist in digital assets
DAC8: the turning point of 2026
The DAC8 directive takes effect on 1 January 2026, requiring crypto platforms like Binance to automatically transmit transaction data to national tax authorities. Information exchanges between EU countries will begin in 2027. Not declaring your crypto becomes extremely risky.
MiCA: the complete regulatory framework
The MiCA regulation is now fully operational in 2026, classifying crypto assets into three categories (ARTs, EMTs, utility tokens). Platforms must be authorised and comply with transparency standards. This may influence the tax treatment of certain tokens.
National changes
Several countries have adjusted their crypto taxation in 2026: Italy moved to 33% (up from 26% previously), Germany maintains its 12-month holding exemption, France keeps its 30% flat tax. Discussions are underway in several countries to adapt tax regimes to new market realities.
Preparing with Taxes Crypto
Taxes Crypto is continuously updated to incorporate the latest regulatory and tax changes. Our tool is already DAC8 and MiCA compliant, allowing you to declare your crypto assets with complete peace of mind, regardless of your country of residence in Europe.
New forms and reporting obligations for 2026
Several European countries are introducing new forms in 2026. Spain extends Modelo 721 to DeFi crypto-assets. Italy updates quadro RW to integrate NFTs and governance tokens. France is preparing an update to form 2086 for staking income. These changes require updating your tax calculation tools.
Tax rates: what's changing in 2026
Several rate adjustments are in effect or expected in 2026. Italy has increased its crypto capital gains rate to 26% (with discussion of raising to 42%). Portugal now taxes crypto gains held less than 365 days at 28%. Belgium clarifies the boundary between miscellaneous income (33%) and normal wealth management (exempt). These changes make an automated tool indispensable.
DAC8 and automatic reporting from 2026
The most significant change in 2026 is DAC8 coming into force. EU-licensed crypto platforms will be required to collect and transmit user transaction data to national tax authorities. The first data exchanges between member states will occur in 2027. Your purchases, sales, and crypto income will be known to your tax authority before you even file.
Taxes Crypto adapts to 2026 changes
Our team constantly monitors regulatory developments across the 9 covered countries. Every rate change, new form, or method change is integrated into our calculations as soon as it takes effect. Reports generated by Taxes Crypto always reflect the most current tax rules.
Official legal sources
This article is provided for informational purposes only and does not constitute tax, legal, or financial advice. Consult a qualified professional for your personal situation.
Elena Marchetti
Tax specialist in digital assets
Elena Marchetti is a European tax specialist focused on cryptocurrency taxation. Holding a Master's in Finance and certified as a tax advisor, she has been guiding crypto investors since 2018 through their tax obligations across Europe.
Crypto taxation · European regulation · DAC8 · MiCA
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