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Complete guide 2026
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Tax Exile Guide for Crypto: Greece

Complete step-by-step procedure to transfer your tax residence to Greece. Crypto tax rate: 15%.

Overview

Crypto tax rate

15%

Crypto-friendly score

★★★☆☆

Cost of living

Moderate

Banking ease

Moderate

Regulation

Neutral

Preparation time

2-4 months

Step 1: Preparation for Departure

A tax relocation to Greece requires 2-4 months of preparation. Here are the essential steps before leaving.

1

Check your passport validity (minimum 6 months)

2

Gather all financial documents (bank statements, crypto history)

3

Notify your tax authority of your planned departure

4

Obtain an AFM (Greek tax number)

5

Take out international health insurance

6

Prepare to open a local bank account

Step 2: Exit Tax

Some countries apply an exit tax on unrealised capital gains. Check whether your country of origin is affected.

✅ Good news: Greece does not apply an exit tax upon entry.

Greece does not apply a specific exit tax on crypto. The country offers an attractive regime for new foreign residents with a lump-sum tax.

⚠ī¸ Warning: your country of origin may apply an exit tax. Consult a tax adviser.

Step 3: Visa & Residence

Choosing the right visa is essential for your tax relocation to Greece. Here are the main visa options available.

Visa options for Greece

  • 🛂EU Free Movement — No visa required
  • 🛂Golden Visa — Investor visa
  • 🛂Digital Nomad Visa

View the Greece visa guide on eVisa-Card.com →

Read the detailed guide on eVisa-Card.com: visa types, fees, processing times and procedures for Greece.

→

Step 4: Banking & Finance

Opening a bank account in Greece is a crucial step. Here are the recommended banks and the procedure.

Recommended banks

  • đŸĻ Alpha Bank
  • đŸĻ Eurobank
  • đŸĻ National Bank of Greece
  • đŸĻ Piraeus Bank

Required documents

  • 📄 Valid passport
  • 📄 AFM document (Greek tax number)
  • 📄 Proof of local address
  • 📄 Residence permit

Account opening time : 1-3 weeks

National Bank of Greece, Alpha Bank and Piraeus Bank are the main banks. Account opening requires an AFM (Greek tax number). Greek banks have modernised since the financial crisis.

Step 5: Transferring Your Cryptocurrencies

Transferring your crypto assets to Greece requires compliance with local regulations. Here is the procedure.

Exchanges available in Greece

BinanceKrakenCrypto.com

Regulator : HCMC (Hellenic Capital Market Commission)

Transfer steps

1.

Verify that your exchange is authorised in the destination country

2.

Check HCMC (Hellenic Capital Market Commission, Greece) compliance

3.

Transfer via an EU-regulated exchange (MiCA)

4.

Keep a complete record of all transfers (dates, amounts, wallets)

The HCMC (Hellenic Capital Market Commission) supervises crypto. The European MiCA framework applies. EU exchanges are accessible. Crypto capital gains are taxed at 15% after one year of holding.

Step 6: Settlement & Daily Life

Settling in Greece: what you need to know for your daily life.

Greece offers an exceptional Mediterranean lifestyle. Athens is a dynamic city with a moderate cost of living. The islands attract many expatriates. The investment residency programme and the tax regime for foreign retirees are very attractive.

Step 7: Tax Compliance in Greece

Your tax obligations in Greece after settling.

Filing deadline

30 juin

Forms to complete

E1 (ΔήÎģĪ‰ĪƒÎˇ ÎĻĪŒĪÎŋĪ… ΕιĪƒÎŋδΎÎŧÎąĪ„ÎŋĪ‚)

E2 (revenus locatifs)

Obligations

✓

Flat tax of 15% on crypto capital gains

✓

File an annual tax return

✓

Declare worldwide income (residents)

✓

Non-Dom regime option available

Greece taxes crypto capital gains at 15%. A special regime for new residents allows paying a lump-sum tax of 100,000 EUR/year on foreign income for 15 years (similar to Italy). The declaration is filed via the TAXIS system.

Estimated monthly cost of living

Studio/1-bedroom rent350-700 EUR/month
Family rent (3 bedrooms)600-1 400 EUR/month
Utilities (water, electricity, internet)80-160 EUR/month
Food250-450 EUR/month
Transport30-70 EUR/month
Health insurance60-150 EUR/month
Estimated monthly budget800 - 2 900 EUR/month

Pros & Cons

Pros

  • ✓Moderate taxation
  • ✓EU member
  • ✓Quality of life
  • ✓Non-domiciled regime

Cons

  • ✗Bureaucracy
  • ✗Economic instability

Frequently Asked Questions

How are crypto taxed in Greece?

Crypto capital gains are taxed at 15% as investment income. The lump-sum regime for new residents (100,000 EUR/year fixed on foreign income) is a very interesting alternative.

What is the new residents tax regime?

Since 2020, Greece offers a lump-sum tax of 100,000 EUR/year on all foreign income for 15 years. Condition: not having been a tax resident in Greece for 7 of the previous 8 years.

Is the Greek Golden Visa interesting?

The Golden Visa requires a real estate investment of 250,000-500,000 EUR depending on the area. It grants a residence permit but not automatically tax residency (183 days required).

What is the cost of living in Athens?

Athens is affordable for Southern Europe: 1,200-2,800 EUR/month all-inclusive. An apartment costs 500-1,200 EUR/month. The islands are more expensive during tourist season.

Does Greece have a regime for retirees?

Yes, Greece offers a flat rate of 7% on foreign income for 15 years for retirees transferring their tax residence. This is one of the most attractive regimes in Europe.

⚠ī¸ Disclaimer

This guide is provided for informational purposes only and does not constitute tax, legal, or financial advice. Laws and regulations change regularly. Consult a qualified professional before making any decision regarding tax relocation.

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